Buying Process            Buyer Services  Before you begin Get pre-approved for your mortgage. We have in-depth knowledge of the areas we serve. Select an agent who knows your area of choice.. We can give you detailed neighborhood information Learn more about the communities in your price range We can help you set priorities. Describe your requirements We have information on public and private schools. Request a copy of the National School Report We can refer you to knowledgeable lenders who may suggest options that you might not have known were available

Selecting a home   View homes that most closely fit your needs. We will suggest those homes that meet most of your requirements Understand current market trends. We will suggest those homes that meet most of your requirements Submit a written offer on the home of your choice. When you give us the written offer we can present and negotiate that offer with integrity, demonstrate your ability to obtain financing, and advance the merits of your offer Accompany your offer with a fully-refundable earnest money deposit We will place your earnest money deposit in our trust account.

After your offer is accepted   Select an attorney licensed in New Jersey and familiar with local real estate practices to represent you. We will forward your contract to your attorney. After signing, both the buyer and the seller have the right to have the contract reviewed or cancelled by an attorney within the first three business days. Arrange for a home inspection with a qualified inspector. We can give you a list of home inspectors. Sophisticated systems of any kind need to have a separate inspection; we can provide you with a list of specialists. Apply for your mortgage. We can follow up on the progress of your loan. Obtain homeowner’s insurance; get estimates from moving companies; notify utility companies of your move-in date, etc. We will help coordinate all the necessary details from contract to closing. Consider a service contract (Home Warranty) that will help cover the cost of any unexpected major repairs during the first year. Inspect the home on the day of closing. We can refer you to a national Home Warranty company. Contact your attorney for closing requirements. We will schedule a final walk-through prior to closing.